Heather Galloway Loan Officer NMLS#:2540440 Phone: (510) 415-8058 heather@loancitymortgage.com Contact MeApply NowHello, welcome to my page. Our Loan Process1: Pre-ApprovalA loan pre-approval sets you up for a smooth home buying experience. 2: ShopStart working with a real estate agent and viewing homes. 3: Loan ApplicationA few documents are needed to get a loan file through underwriting. 4: Loan ProcessingAssemble all the necessary paperwork and details for the underwriter. 5: UnderwritingThey closely evaluate all the documentation in the loan package. 6: ClosingDocuments are drawn and sent to the title company for closing.